Stop the Money Bleed! The Sharks are Nearby.

Spend Spend Spend all day
Spend it all away...
Merrily, Merrily, Merrily, Merrily...
Money goes away.
  • OMG! Those shoes are SO Cute!
  • WHAAAT? That purse is on SALE? I gotta have it.
  • I need a dress for that party. I have a closet full of nothing to wear.
  • That top is so last year! Get this one.
  • I need that man toy - I mean, tool.
  • If he loved me, he would get me that $5K ring.
  • That bigger one would make all my friends jealous, so that is the one I need.
  • I don't want that lame-o Toyota! I am getting me a BMW.
Duh Nuh!
Duh Nuh!
Duh Nuh Duh Nuh Duh Nuh Duh Nu!


When you are in spending frenzy - do not be surprised if Facebook, Google, and Instagram seem to show you all you have been craving. Suddenly, every sale will beckon to you. It is as if (sharks) sellers can smell your money and they have come to take it.

Impulse, perishable, and depreciating purchases deplete wealth potential. Yet - we do it all the time then cry "BROKE!"

Living above your means is never wise and until we absorb this beyond just intellectual information, things will change. Change for the worse.


Budgeting is an important life skill and budgeting will show you exactly how much money is assigned to each planned purchase you intend to make.

Most people I have met hate to budget even when they know they should and wish they would. I realized that the word budget, just even saying it - creates the feeling of imprisonment. Working within a contained limit. It truly is a pathetic word for the effort made.

That is why I choose to refer to this experience as a SPENDING PLAN!

Don't Budget! Plan Your Spend.

I offer a FREE Budgeting to Improve Your Credit Score, course. This is a spending plan that is a distant cousin to the traditional budget. The course I am offering you teaches a budgeting strategy that also positively impacts your credit score.

Interested? Click HERE

Comments

  1. UnknownMarch 18, 2019 at 7:52 PM

    That was very well written.

    ReplyDelete
  2. Peter EmmanuelMarch 18, 2019 at 10:42 PM

    Thanks so much Trudy. I just hate the word budget because my needs are always more than my income. Also,it wasn't taught in the church I attended.
    Thanks for the opportunity to learn to love it.

    ReplyDelete
  3. UnknownMarch 19, 2019 at 7:30 AM

    You are so right about budgeting with all those ads around to persuade us to buy.
    Thanks Trudy. I learned a while ago to resist the temptation.

    ReplyDelete

Post a Comment

Popular posts from this blog

In Case of Emergency...

Image
Pandemic. Recession. Long term illness. There is often something that comes up that has a major economic impact on a family. I was in the hospital for 2 weeks and unable to work for ten weeks, and I can tell you first hand the setback that happens to bill paying, credit scores, and sticking to a budget. That is what an emergency fund is for - to tide you over these unexpected situations. However, I was surprised to find that I found it difficult to spend from our emergency fund even though that is what it's there for.  I happen to know that many do not have an emergency fund. I know this because of the number of people I help get one started. National statistics also support this fact as well. For most people, their emergencies are funded with a credit card swipe. Problem solved... for now. If the problem impacted income then, repaying the swipe gets even harder to do with the shark-like interest and fees they slap on for the convenience of the loan. Get a big mason jar and start t...
Read more

7 Hacks to Using Credit Strategically to Build Wealth

Image
As a Christian and an occasional financial literacy table leader for my church, some are surprised by the fact that I do embrace credit. The fact is, I treat credit the way I would treat fire or a sharp blade. Used correctly, it is an amazing tool. Handled mindlessly, and you have a possible fatality ahead. Even Jesus recognized that we are IN this world, even if as Christians - we are not considered citizens of this world. John 17:15-16 “ I do not ask that you take them out of the world, but that you keep them from the evil one.They are not of the world, just as I am not of the world.” To function in this world today, especially in the USA, ignoring credit or becoming ‘credit invisible’ will make prosperity and wealth more challenging to grasp and enjoy. Impossible? No! But, why dig a trench with your hands when a shovel or backhoe would do a better job? Caveat #1: The content presented here is for educational purposes and to raise awareness and should not be considered legal or ...
Read more